Roth Contribution Limits 2025 Couples Income. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you're married and file. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.

Discover the roth ira contribution limits for 2025, and how they can impact your retirement savings. The contribution limit on individual retirement accounts will increase by $500 in 2025, from $6,500 to $7,000.